DFTC provides a wide range of financial management training for banks. We specialize in the development and facilitation of training programs focused at improving the bank’s ability to service the needs of their small to mid-sized business clients.

DFTC offers an integrated curriculum of financial management programs that train lenders and relationship managers in the fundamentals of small business lending.

Training Services

DFTC provides Commercial lending skills training for the banking industry. DFTC provides 1 and 2 day training sessions on specific subject matters or offers a fully integrated school curriculum ranging from analyzing financial statements to preparing credit presentations. Our training curriculum includes:

Credit Analysis Series

• Small Business Lending Essentials:  A Guide for Branch Managers 
• Introduction to Commercial Lending 
• Analyzing Business Tax Returns  
• Analyzing Personal Tax Returns
• Understanding Cashflow 
• Advanced Cashflow
• Analyzing Financial Statements I
• Analyzing Financial Statements II
• Working with Non-traditional Lenders 
• Fundamentals of Business Credit Analysis (2 Days)
• Advanced Business Credit Analysis     (2 Days)
• Financial Projections 
• Structuring Commercial Loan Packages 
• Understanding and Analyzing Business Plans
• How To Finance The Purchase of An Existing Businesses

Borrowers at Risk Series

• How to Identify Small Businesses at Risk 
• Working with Small Businesses at Risk  

Loan Administration Series

• Commercial Construction Loan Administration
• Introduction to Calling on Small Businesses
• Loan Documentation 
• Managing A Loan Portfolio
• Loan Review for Management/Loan Committee
• Loan Review for Board Members

Consulting Services

Credit Policies:
Create, edit or review loan policy to reflect management’s philosophy and credit culture.

Credit Procedures:
DFTC can provide clear cut credit procedures to improve the processing of credit requests from application to annual servicing.

On-Site Review of the Commercial loan Portfolio:
Let DFTC prepare you for the next audit.  We will review your legal and servicing files for compliance with your existing lending policies.  We will provide a written report on the portfolio that outlines the corrective action that needs to be taken.

Loan Underwriting and Participation Review:
With extensive experience in Credit Review and loan underwriting, allow DFTC Inc. to provide a focused credit review of loan funding requests and requests to participate with other lenders.  A thorough review of the credit presented in either your existing format or with a customized format to meet your needs