What We Do


Development Finance Training and Consulting Inc. (DFTC) was established to assist lending organizations and lending professionals who strive to improve their performance in today’s competitive lending environment. DFTC provides the assistance you and your organization need by coupling practical real world experience with essential services.


DFTC…a leader in consulting and training services for community lenders.



In addition to its training programs, DFTC also offers a full range of consulting services to its community lending clients. DFTC staff has experience of over 50 years in lending money to businesses and managing loan portfolios and commercial lending relationships. From developing loan policies and procedures to providing underwriting and portfolio review services, DFTC’s staff can assist you in all aspects of the commercial lending process.


The consulting engagements that DFTC has completed vary greatly, both in terms of content and type of clients. From a 2.1 billion dollar New York financial institution needing a review of procedures and operational protocol in their commercial lending area to assisting a Community Action Program in the State of Maine obtain US Department of the Treasury designation as a Community Development Financial Institution (CDFI), DFTC has the experience and staff to address and resolve a broad range of financial needs.


In all its consulting engagements, DFTC strives to provide customized solutions to meet its clients’ needs. We will utilize our expertise as community lenders to assist you in providing the best, most efficient and cost effective services to your customers, members, and stakeholders.



DFTC offers financial training services to financial institutions and economic development organizations. We train at the sponsoring organization’s location of choice using a customized curriculum designed specifically for your business. Our courses cover a wide range of financial topics including: basic accounting principles, financial statement analysis, risk assessment, structuring financing packages, preparing credit memorandums, and much more.


DFTC has earned the reputation of being a leader in training and consulting services. Our primary customers are community lenders in the banking, credit union, and economic development sectors.


With our extensive experience in the financial services industry, DFTC knows what it takes to effectively develop and increase financial management skills. The real world experience of DFTC’s financial experts provides an unsurpassed learning opportunity. With experience as commercial lenders, entrepreneurial business owners and business consultants, our perspective brings each subject matter alive by using real-life examples. Our teaching style also creates a relaxed environment that fosters interactive participation and empowers students to take control of their own learning.