Credit Analysis/ Underwriting

Third Party Underwriting

DFTC’s business lending experts can provide depth and expertise to your credit union’s underwriting capabilities. With several decades of experience evaluating the credit needs of business, we can provide whatever level of underwriting assistance your credit union requires. DFTC uses the industry-leading software FISCAL to perform spread analyses, sensitivity analyses, and RMA comparisons.  We will:

  • Evaluate loan requests for compliance with basic loan underwriting criteria
  • Review CUSO participations
  • Conduct annual reviews to meet the requirements of NCUA Rule 723
  • Complete a credit analysis of existing businesses to determine their strengths and weaknesses
  • Analyze ratios and business trends using credit analysis software
  • Complete reports for consideration by loan committees

Sample CRE

 7 Myriad Towers

Sample C&I

Seamless Roofers

Sample Periodic Review

Logan Holdings

Sample Loan Review

Black Crown

LET US HELP YOU

More than 300 financial institutions have trusted us to strengthen their programs and services and improve their profitability. Talk to us to see how our services can meet your organization's needs.